Representative Lois Capps Concerned About ACA Ruling

It has been said that the Supreme Court could reveal its decisions about the Affordable Care Act, (ACA) this week. Representative Lois Capps is concerned about how the decision will affect the people she represents. A reversal of the ACA would negatively affect many Americans. There are several potential ways that the Supreme Court could go in its decision regarding the Affordable Care Act. It could uphold the entire ACA, exactly as it stands. It could declare the entire ACA unconstitutional. It could “cherry pick” the ACA by declaring only certain parts to be unconstitutional. Representative Lois Capps, a Democrat … Continue reading

Insurance Blog Week in Review – June 3-9, 2012

Every week, the Insurance Blog Week in Review gives you a quick and easy way to “ketchup” on all the blogs that appeared here in the past week. There can be anywhere between twelve and fourteen blogs that go up. What did you miss? What You Could Lose if the Supreme Court Overturns ACA The Supreme Court is going to reveal its ruling regarding the court case about the Affordable Care Act. Here is a quick list of some of the things you will lose if the Supreme Court overturns the ACA. The Insurance Podcast Roundup went up on June … Continue reading

Young Adults Have Insurance and Medical Debt

One of the great things that the Affordable Care Act has put in place is the ability for young adults to be covered under their parent’s health insurance plans. This is one of the most popular parts of the ACA. The coverage is helping, but, many young adults are still struggling with medical bills not covered by their insurers. On September 23, 2010, the Affordable Care Act required health insurance companies to provide coverage for young adults who are under the age of 26 on their parent’s health insurance plans. Previous to this regulation, insurers were able to drop coverage … Continue reading

Another Good Reason to Get Renters Insurance

An apartment building went up in flames, and everything inside it got destroyed. Fortunately, no one died in this particular fire. Some of the tenants were new graduates, who lost all their possessions in the fire. This is exactly the type of situation that renters insurance is designed for. There are a lot of things to think about immediately after a person graduates from college. Typically, young adults who just earned their degree are saddled with a big student loan debt. It can be hard to come up with enough money to pay rent, and buy groceries, when a person … Continue reading

Having Health Insurance Makes You More Attractive

What do you find attractive in a potential date? Your answer might include the color of a person’s eyes, and the shape of his or her body. Or, you might be looking for someone with a winning personality. Would you be more attracted to someone specifically because that person had health insurance? A survey finds that plenty of young people would answer that question affirmatively. The specific things that cause one person to become attracted to another can vary and tend to be at least somewhat influenced by the current economic factors. Not all young people start off by only … Continue reading

Don’t Use Someone Else’s Health Insurance

Health care is expensive. Right now, there are a lot of people who are not covered by any health insurance, whatsoever. This seems to be influencing people to take big risks in order to get their medical needs taken care of. A man is going to prison after using someone else’s health insurance. Right now, there are a lot of Americans who lack health insurance coverage. Some aspects of health reform have helped to alleviate that a bit. The Pre-Existing Condition Insurance Plan made it possible for people who were unable to get approved for health insurance because they had … Continue reading